Toronto-based Borderless AI has launched a new feature allowing employees to allocate a portion of their pay directly into cryptocurrency before it is deposited into their bank account, as part of its Payroll Contributions offering.
The Employer of Record (EOR) and global payroll platform says the feature, called Crypto Contributions, reflects a broader shift toward more flexible compensation models. With global crypto adoption continuing to rise—transaction volumes are projected to exceed $3 trillion and reach more than 559 million users—employees are increasingly looking for more control over how they receive and use their earnings.
“We’re seeing a fundamental shift in the global employment market: the conversation has evolved beyond allowing people to work anywhere to empowering them to be paid in any way that matches their own investment and currency preferences,” said Willson Cross, Co-Founder and CEO of Borderless AI.
As companies hire across borders, payroll flexibility is becoming a competitive advantage. Traditional post-payday transfers into investments or savings can introduce delays, fees, and exposure to market conditions, whereas pre-payroll allocations—similar to RRSP or 401(k) contributions—offer a more efficient approach.
Borderless AI’s platform enables employees to manage crypto allocations directly within payroll, with clear visibility into contribution status, timing, and the ability to adjust or stop allocations before payroll is finalized, while maintaining compliance for employers.
While crypto is the initial use case, the company frames the launch as part of a broader move toward customizable payroll experiences, aligning compensation with how employees choose to save and invest in an increasingly global workforce.
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