If there’s one thing I find really inspiring about my children, it’s their unyielding resiliency and appetite for learning and growth. From what I’ve seen, these are the defining features of many young Canadians today, and as they transition through life stages, these qualities will help them truly succeed. [Read more…] about Financial Inclusion for Gen Z: How FIs Need to Show Up
It has been an exciting and turbulent year in the crypto and blockchain industry.
On one hand we’ve seen a dramatic reversal of fortunes as digital currency prices fell off a cliff, and well-known, formerly trusted, centralized exchanges went bust, leaving users and investors in their wake. On the other hand, there has been remarkable development from a technology perspective. [Read more…] about Canada Has A Chance To Shine As A Global Blockchain Centre Of Excellence
There’s a huge societal cost of underserving those that need it the most. And while the future of financial inclusion is nearer than we think–it is up to us to get us there. [Read more…] about Financial Inclusion Is Our Next Economy
Cash flow is a problem that has been troubling small and midsize businesses (SMBs) and accountants since the dawn of time. Combine tight capital, slow cash turn-around time, and lack of planning, and it’s no surprise that this issue comes back, again and again, every month-end when the bills come in. [Read more…] about Common Trends in Modern Small Business Cash Flow
Dated tech stacks and an over-reliance on manual processes prevent banks and traditional mortgage brokers from innovating. [Read more…] about Modernizing the Mortgage Industry in Canada
Imagine your small business is fresh off a successful raise of 1.6 million dollars, but when you ask your bank for a corporate credit card, you’re swiftly denied. That’s exactly what happened to Caary co-founders Steve Apostolopoulos and Jason Sawyer, and it’s happening to many of Canada’s small and medium-sized business (SME) owners. [Read more…] about The Need For Open Banking In Canada: How Fintechs Are Turning The Tide For SMEs
Around the globe, and to no surprise of the average consumer, the e-commerce environment has grown in popularity and preference.
Locally, e-commerce payment transactions totalled 477 million transactions worth $56 billion in Canada – totals that are up 13 per cent in volume and 20 per cent in value from 2019. And this shopping channel preference is not expected to slow down. [Read more…] about Finding The Right Balance To Reduce E-commerce Costs And Gain Customer Loyalty
The financial services sector today is facing a unique set of challenges as innovative new technologies and expectations from digitally native customers run up against risk management constraints and regulatory requirements. [Read more…] about The Future of Money – Key Takeaways For Modern Banking In Canada
The triple bottom line of business – People, Profit, Planet – isn’t a new concept. Most companies have incorporated social responsibility into their offerings and core business principles, showing a commitment to efforts like improving communities, supporting ethical labour practices, or taking action against climate change. [Read more…] about The Future of Finance – Accessible, Self-Driving, and Socially Conscious
In the past decade, we’ve seen Canadians enjoy enormous equity gains in their homes and decade-long sky-high home prices. When we couple this with increased interest rates, the option to upsize or upgrade your home is diminishing for many Canadians. For the time being, renovations of existing home properties are the way to go. [Read more…] about How Canadian Homeowners Can Reinvest In Their Homes Amid Volatile Housing Market